If you are hit by a driver and they keep going, then you’re a victim of a hit-and-run collision. A hit-and-run crash is serious because the person who could be liable for the expenses accrued because of your injuries or the damage to your vehicle has left you without any way to contact them. You have no idea about their insurance status or even if they’ll be held accountable for their actions in any way at all.
After a hit-and-run crash, your health is the most important thing to worry about. That being said, if you are able, you may want to write down information about the driver and vehicle. Who was driving, a man or woman? What color was the vehicle? Do you know the make or model? Did you see the license plate? Let the police know anything you can, so they can track down the person responsible for the crash.
Witnesses may also be able to help identify the vehicle, so the police may find the person responsible and arrest them for leaving the scene.
Rarely, those who flee the scene do turn themselves in, which would then allow you to make your claim against them or their insurance.
What can you do if you can’t find the driver?
If the driver can’t be found, you may be able to get compensated through your own insurance plan. If you have uninsured or underinsured motorist coverage, then that coverage will pay for your medical bills as well as other needs you may have after the hit-and-run collision.
You’ll need to go over your own policy to see how your benefits work and if they apply to this collision. When you take your documents to your attorney, bring your own insurance information as well. That way, the attorney can help you make your own personal claim against your insurance while also looking to build a case against the hit-and-run driver (if they’re located).
With a police report, hospital records and other information, you’ll be in a good position to make a claim if the driver is found. If not, then you may need to look into your own policies to find coverage.